Loan Against Property

27 Sep 2013

Advantages of taking a Loan Against Property: 

  1. Cheaper than Personal Loans: It works out to be much cheaper than a personal loans, which is usually issued at interest rates in the region of 16 per cent-21 per cent.
  2. Longer Loan Tenure: The tenure for a Loan Against Property is usually longer than that for a personal loan. Generally, LAP is given for a maximum tenure of 10 years. 
  3. Lower EMI: Since the rate of interest is lower, many times, LAP Equated Monthly Installments (EMI) turn out to be cheaper than those under personal loans.
  4. Simple documentation and Fast Approvals: LAP being a secured Loan has comparatively faster approvals and minimal documentation.

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